Sumeet Bhalla

Sumeet Bhalla

SVP, Chief Credit Officer at PenFed Credit Union

Sumeet Bhalla currently serves as the Chief Credit Officer at PenFed Credit Union, the nation’s second largest credit union with $25 billion in assets and more than 1.7 million members. Mr. Bhalla is responsible for managing risk in PenFed’s loan and deposit portfolios through policy management, underwriting, account administration, collections, and loss mitigation. Mr. Bhalla is driving growth at PenFed through risk and reward optimization by leading the digital transformation of lending and collection business through data-driven advanced modeling techniques, and transformation of systems and policies.