Michelle Lambright Black

Michelle Lambright Black

Founder of CreditWriter.com

Michelle Lambright Black is a credit expert with over 17 years of experience in the industry, a freelance writer, and a certified credit expert witness. She specializes in several credit-related fields including credit reporting, credit scoring, financing (business, mortgages, credit cards, loans), debt eradication, budgeting, and identity theft.
Michelle has written for numerous publications and websites. Her work has appeared in The Points Guy, Nav, Bankrate, Experian, Forbes, LendingTree, Credit Card Insider, and Reader’s Digest, among others.
Michelle is also the founder of CreditWriter.com—a blog aimed to help people take charge of their credit and money so they can leverage it to make their lives happier and less stressful. She’s a firm believer that everyone deserves a second chance (or a 20th chance) when it comes to money and that any financial or credit situation can be improved with the right plan and a little hard work.
Michelle graduated summa cum laude from Winthrop University and holds a Bachelor of Arts in Spanish and French. When she isn’t writing or speaking about credit and money, Michelle loves to travel with her family. She also enjoys taking Tae Kwon Do classes with her two young children. Michelle, her son, and her daughter all three currently hold first-degree black belts.